Current Rates

Effective September 20, 2022

Account Type/TermMinimum Balance to Obtain APYInterest RateAPY*
3 month CD$5000.75%0.75%
6 month CD$5000.80%0.80%
12 month CD$5001.00%1.00%
18 month CD$5001.10%1.11%
24 month CD$5001.25%1.26%
30 month CD$5001.25%1.26%
36 month CD$5001.25%1.26%
48 month CD$5001.35%1.36%
60 month CD$5001.50%1.51%
Plus Checking
Tier 1$500-$24,9990.08%0.08%
Tier 2$25,000 and up0.10%0.10%
Money Market
Tier 1 $1,000-$24,9990.15%0.15%
Tier 2$25,000 and up 0.20%0.20%
Business DDA Interest$5000.08%0.08%
Passbook Savings$500.15%0.15%
Zoo Club Savings$101.99%2.00%
Health Savings$500.20%0.20%
Passbook IRA$5000.20%0.20%
IRA CD0.10% over CD Term Not Available for Specials

*APY = Annual Percentage Yield

Interest rates on checking and savings are variable, and may change immediately after opening the account. Rates are effective as of the date shown above.

There is a substantial penalty for early withdrawal of a CD. Fees may be imposed on checking accounts which could reduce the earnings.

Special rates and terms may be available to you. Please contact a Member of our staff for information on CD’s and other accounts requiring special terms.

Please ask a member of our staff for a complete disclosure of the accounts offered at the Chrisman branch 217-269-2339, Georgetown branch 217-662-2166, Paris branch 217-465-6360, or the Marshall branch 217-826-1110. Thank you for your business.