Effective February 19, 2021
| Account Type/Term | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|
| 3 month CD | $500 | 0.10% | 0.10% |
| 6 month CD | $500 | 0.20% | 0.20% |
| 12 month CD | $500 | 0.30% | 0.30% |
| 18 month CD | $500 | 0.35% | 0.35% |
| 24 month CD | $500 | 0.40% | 0.40% |
| 30 month CD | $500 | 0.40% | 0.40% |
| 36 month CD | $500 | 0.40% | 0.40% |
| 48 month CD | $500 | 0.40% | 0.40% |
| 60 month CD | $500 | 0.40% | 0.40% |
| Plus Checking | |||
| Tier 1 | $500-$24,999 | 0.05% | 0.05% |
| Tier 2 | $25,000 and up | 0.07% | 0.07% |
| Money Market | |||
| Tier 1 | $1,000-$24,999 | 0.10% | 0.10% |
| Tier 2 | $25,000 and up | 0.20% | 0.20% |
| Business DDA Interest | $500 | 0.05% | 0.05% |
| Passbook Savings | $50 | 0.15% | 0.15% |
| Zoo Club Savings | $10 | 1.98% | 2.00% |
| Health Savings | $50 | 0.25% | 0.25% |
| Passbook IRA | $500 | 0.25% | 0.25% |
| IRA CD | 0.25% over CD Term | Not Available for Specials |
*APY = Annual Percentage Yield
Interest rates on checking and savings are variable, and may change immediately after opening the account. Rates are effective as of the date shown above.
There is a substantial penalty for early withdrawal of a CD. Fees may be imposed on checking accounts which could reduce the earnings.
Special rates and terms may be available to you. Please contact a Member of our staff for information on CD’s and other accounts requiring special terms.
Please ask a member of our staff for a complete disclosure of the accounts offered at the Chrisman branch 217-269-2339, Georgetown branch 217-662-2166, Paris branch 217-465-6360, or the Marshall branch 217-826-1110. Thank you for your business.
Member FDIC
Equal Housing Lender