Current Rates

Effective December 19, 2022

Account Type/TermMinimum Balance to Obtain APYInterest RateAPY*
3 month CD$5001.50%1.51%
6 month CD$5001.75%1.76%
12 month CD$5002.00%2.02%
18 month CD$5002.15%2.17%
24 month CD$5002.50%2.52%
30 month CD$5002.50%2.52%
36 month CD$5002.50%2.52%
48 month CD$5002.50%2.52%
60 month CD$5002.50%2.52%
Plus Checking
Tier 1$500-$24,9990.35%0.35%
Tier 2$25,000 and up0.50%0.50%
Money Market
Tier 1 $1,000-$24,9990.75%0.75%
Tier 2$25,000 and up 1.00%1.00%
Business DDA Interest$5000.35%0.35%
Passbook Savings$500.50%0.50%
Zoo Club Savings$104.00%4.06%
Health Savings$500.35%0.35%
Passbook IRA$5000.60%0.60%
IRA CD0.10% over CD Term Not Available for Specials

*APY = Annual Percentage Yield

Interest rates on checking and savings are variable, and may change immediately after opening the account. Rates are effective as of the date shown above.

There is a substantial penalty for early withdrawal of a CD. Fees may be imposed on checking accounts which could reduce the earnings.

Special rates and terms may be available to you. Please contact a member of our staff for information on CD’s and other accounts requiring special terms.

Please ask a member of our staff for a complete disclosure of the accounts offered at the Chrisman branch 217-269-2339, Georgetown branch 217-662-2166, Paris branch 217-465-6360, or the Marshall branch 217-826-1110. Thank you for your business.