Current Rates

Effective August 26, 2021

Account Type/TermMinimum Balance to Obtain APYInterest RateAPY*
3 month CD$5000.10%0.10%
6 month CD$500015%0.15%
12 month CD$5000.20%0.20%
18 month CD$5000.25%0.25%
24 month CD$5000.30%0.30%
30 month CD$5000.30%0.30%
36 month CD$5000.35%0.35%
48 month CD$5000.35%0.35%
60 month CD$5000.40%0.40%
Plus Checking
Tier 1$500-$24,9990.03%0.03%
Tier 2$25,000 and up0.05%0.05%
Money Market
Tier 1 $1,000-$24,9990.10%0.10%
Tier 2$25,000 and up 0.15%0.15%
Business DDA Interest$5000.03%0.03%
Passbook Savings$500.10%0.10%
Zoo Club Savings$101.49%1.50%
Health Savings$500.15%0.15%
Passbook IRA$5000.15%0.15%
IRA CD0.10% over CD Term Not Available for Specials

*APY = Annual Percentage Yield

Interest rates on checking and savings are variable, and may change immediately after opening the account. Rates are effective as of the date shown above.

There is a substantial penalty for early withdrawal of a CD. Fees may be imposed on checking accounts which could reduce the earnings.

Special rates and terms may be available to you. Please contact a Member of our staff for information on CD’s and other accounts requiring special terms.

Please ask a member of our staff for a complete disclosure of the accounts offered at the Chrisman branch 217-269-2339, Georgetown branch 217-662-2166, Paris branch 217-465-6360, or the Marshall branch 217-826-1110. Thank you for your business.