Savings Accounts

Passbook Savings

$50.00 minimum to open
$50.00 minimum balance to obtain interest
Limited to 6 withdrawals or transfer per month; 7 or more transactions will be charged $1.00 each
Monthly fee of $2:00 if minimum falls below $50.00
(waived for students, seniors and accounts with direct deposit)

Zoo Account

$10.00 minimum to open
Maximum of $500 per calendar year
12 and under are eligible guardian must have an account relationship with the bank
4.91% Interest Rate 5.00% Annual Percentage Yield

Christmas Club

Max $5,000
Checks cut 10/31 end of business
Premium rate paid with auto/direct and auto transfer disbursements
No Withdrawals Allowed, Minimum balance to open $5.00

Deposit Account Disclosures

  • If you close your account before interest is credited, you will not receive the accrued interest.
  • Your interest rate and APY may change at our discretion at any time.
  • Interest begins to accrue on the first business day after the banking day you deposit non-cash items.
  • Interest is compounded monthly and credited the last day of each statement cycle.